Special deep-dive posts with expert analysis, charts, and insights – only on MoneyVai.
Are Liquid Funds Safer Than Fixed Deposits in India? INTRODUCTION At a wedding, you may find yourself juggling plates of biryani and gulab jamun, wondering “How do I keep all this under control?” That, my friend, is how your money feels if it is not properly parked. To be honest, we all want our money […]
Should You Buy Warranty or Not? The Truth Behind Extended Warranties Introduction Imagine this: You’re at a wedding buffet. Plates are loaded, gulab jamuns shining like gold coins, and just as you’re about to dig in—bam! The caterer whispers, “Sir, sirf ₹500 extra and if anything goes wrong with the food, you’ll get replacement instantly.” You laugh,
How to Teach Kids About Money Without Boring Them in India (2025 Edition) Have you ever observed that your 8-year-old understands all the stats for every IPL player but can’t tell you why saving ₹50 is important? Honestly, it’s both funny and scary at the same time. Kids are like little data sponges, but when
Should You Invest in Stocks or Start a Small Business? Know the Risks First INTRODUCTION Imagine this: The IPL final is here. In the last over, Virat Kohli is trying to get 20 runs. Some fans are biting their nails (those who take risks), while others have already turned off the TV (those who shun
Should You Invest in Crypto for the Long Term in India? The MoneyVai Way Picture this: It’s evening coffee with your best friend, and the conversation quickly swings from IPL scores to Bitcoin. Someone says, “Bro, cryptocurrency is the new gold!” While the other laughs, “Arrey, RBI toh roz bolta hai; it’s risky.” Who is
Health Insurance in India: How Much Cover Does a Middle Class Family Really Need Introduction Do you remember hearing this phrase in a chai shop? “Bhai, mujhe toh kuch nahi hoga.” Surprisingly, according to RBI data, medical inflation in 2025 India is increasing at a rate of about 12% per year. An operation that costs
The Smartest Way to Plan Your Money in 2025: MoneyVai’s Guide to Financial Planning Introduction Imagine This: you enter into a mall only to “look around,” and your wallet is suddenly 5,000 rupees lighter, with shopping bags you hadn’t intended for. Sound familiar? Don’t worry, you’re not alone. According to the RBI’s 2025 consumer survey,
The Ultimate MoneyVai Guide to Tax Saving for Salaried Professionals (2025 Edition) 1. Introduction: The Salary-Slip Dilemma Imagine this: you wake up on salary day in 2025, eagerly vault into your bank app… and suddenly feel your heart skip a beat. “Arre yaar, kitna gaya TDS ka katora!”. It happens to you, right? Well, it does
How UPI Payments Drain Your Wallet Without You Noticing: The Shocking Truth Sayandeep Roy | MoneyVai.com Do you know how it feels to open your phone, scan a QR code, and then hear the sound of a successful payment? No crumpled notes to count, no ATM line to stand in, and no wallet to open.
Gold as an Investment: Physical vs Digital — The MoneyVai Way SAYANDEEP ROY | MoneyVai.com Introduction Our Inborn Preoccupation with GoldIf you’re Indian, you were born knowing about gold; you didn’t “learn” it.Our weddings, our lullabies (“sona beta”), our kitchen cabinets (the ones with the old biscuit tin concealing a chain or two), and even
