Personal Finance

Everything you need to manage money better – from loans to taxes and financial planning.

Health Insurance Coverage for Middle-Class Indian Families
Government Policy, Featured, MoneyVai Exclusive, Personal Finance

Health Insurance in India: How Much Cover Does a Middle Class Family Really Need

Health Insurance in India: How Much Cover Does a Middle Class Family Really Need Introduction Do you remember hearing this phrase in a chai shop? “Bhai, mujhe toh kuch nahi hoga.” Surprisingly, according to RBI data, medical inflation in 2025 India is increasing at a rate of about 12% per year. An operation that costs

The MoneyVai Way of Financial Planning
Featured, Investing, MoneyVai Exclusive, Personal Finance, Tax

The Smartest Way to Plan Your Money in 2025: MoneyVai’s Guide to Financial Planning

The Smartest Way to Plan Your Money in 2025: MoneyVai’s Guide to Financial Planning Introduction Imagine This: you enter into a mall only to “look around,” and your wallet is suddenly 5,000 rupees lighter, with shopping bags you hadn’t intended for. Sound familiar? Don’t worry, you’re not alone. According to the RBI’s 2025 consumer survey,

Boost Your Credit Score
Featured, Loan, MoneyVai Exclusive

7 Powerful Strategies to Boost Your Credit Score Fast Using a Credit Card in India (The MoneyVai Way)

7 Powerful Strategies to Boost Your Credit Score Fast Using a Credit Card in India (The MoneyVai Way) By: Sayandeep Roy | MoneyVai.com If you’ve ever had a loan rejection slap you in the face or been told “Sir, your interest rate will be… higher” (while your friend, who earns less, gets a cheaper loan), the culprit is usually

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